These two parts are included in your basic Medicare Plan. Part A refers to hospital insurance, and Part B refers to Medical Insurance. We can explain details on what specific benefits these coverages may offer in your area.
Part D drug plans, which are sold by private insurance companies, can vary in cost and by the drugs they cover. Typically with a Medigap plan, you can enroll in a stand alone Part D plan or it's often built into a Medicare Advantage (Part C) plan.
Medicare Advantage, also known as Medicare Part C, offers additional coverage aside from what Original Medicare Parts A and B cover and may include additional plan benefits. Medicare Advantage plans include an annual maximum out-of-pocket limit.
Medicare Supplement Plans, also known as Medigap policies, are sold by private insurance companies and will pay some or all of the health care costs that Original Medicare doesn’t cover such as copays, deductibles and coinsurance.
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